:root{--navy:#0E2244;--navy-2:#16294A;--ink:#1E2A3E;--blue:#0056CD;--blue-2:#0A7BFF;--water:#38A1FF;--silver:#9AA3B2;--mist:#EEF3FA;--mist-2:#E2EBF6;--paper:#FFFFFF;--line:#D7E0EC;--gold:#FFB524;--ok:#12A150;--r:14px;--shadow:0 10px 30px rgba(14,34,68,.10)}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'Source Sans 3',system-ui,Segoe UI,Arial,sans-serif;color:var(--ink);background:var(--paper);line-height:1.65;font-size:17px}
img,svg{max-width:100%;height:auto}
svg.ic{width:1em;height:1em;flex:0 0 auto}
a{color:var(--blue);text-decoration:none}
a:hover{text-decoration:underline}
.container{max-width:1180px;margin:0 auto;padding:0 22px}
h1,h2,h3,.disp{font-family:'Barlow Condensed',Arial,sans-serif;color:var(--navy);line-height:1.12;text-transform:uppercase;letter-spacing:.4px}
h1{font-size:clamp(2.1rem,4.6vw,3.4rem);font-weight:800;font-style:italic}
h2{font-size:clamp(1.55rem,3vw,2.2rem);font-weight:700;margin:0 0 14px}
h3{font-size:1.22rem;font-weight:700;margin:0 0 8px}
p{margin:0 0 16px}
ul{margin:0 0 16px 22px}
li{margin:0 0 8px}
.btn{display:inline-block;background:linear-gradient(135deg,var(--blue),var(--blue-2));color:#fff;font-family:'Barlow Condensed',sans-serif;font-weight:700;font-style:italic;text-transform:uppercase;letter-spacing:.8px;font-size:1.1rem;padding:14px 30px;border-radius:10px;border:none;cursor:pointer;box-shadow:0 8px 20px rgba(0,86,205,.35);transition:transform .15s,box-shadow .15s}
.btn:hover{transform:translateY(-2px);box-shadow:0 12px 26px rgba(0,86,205,.45);text-decoration:none;color:#fff}
.btn.ghost{background:#fff;color:var(--blue);box-shadow:inset 0 0 0 2px var(--blue)}
.btn.ghost:hover{color:var(--blue)}
.btn.big{font-size:1.3rem;padding:17px 38px}
/* top strip */
.topstrip{background:var(--navy);color:#cfe0f5;font-size:.92rem;padding:8px 0}
.topstrip .container{display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap}
@media(max-width:700px){.topstrip .container{flex-direction:column;gap:3px;text-align:center;justify-content:center}.topstrip{padding:9px 0}.topstrip span{display:block;width:100%;text-align:center}}
.topstrip a{color:#fff;font-weight:700}
.topstrip .em{color:var(--gold);font-weight:700;font-style:italic}
/* header — NOT sticky by design */
header.site{position:static;background:#fff;border-bottom:3px solid var(--blue);box-shadow:0 2px 14px rgba(14,34,68,.08)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:12px 0}
.logo img{height:96px;width:auto;display:block}
nav.main ul{display:flex;gap:4px;list-style:none;margin:0;align-items:center}
nav.main a{display:block;padding:10px 13px;color:var(--navy);font-family:'Barlow Condensed',sans-serif;font-weight:600;text-transform:uppercase;font-size:1.04rem;letter-spacing:.5px;border-radius:8px}
nav.main a:hover{background:var(--mist);text-decoration:none;color:var(--blue)}
nav.main .call{background:var(--blue);color:#fff;font-style:italic;font-weight:700}
nav.main .call:hover{background:var(--navy);color:#fff}
.navtoggle{display:none;background:none;border:2px solid var(--navy);border-radius:8px;padding:9px 13px;font-size:1.3rem;color:var(--navy);cursor:pointer;line-height:1}
/* dropdown */
nav.main li{position:relative}
nav.main li>ul{display:none;position:absolute;top:100%;left:0;background:#fff;min-width:250px;border:1px solid var(--line);border-radius:10px;box-shadow:var(--shadow);padding:8px;z-index:40}
nav.main li:hover>ul{display:block}
nav.main li>ul a{font-size:.97rem;text-transform:none;letter-spacing:0;font-family:'Source Sans 3',sans-serif;font-weight:600}
/* hero */
.hero{background:linear-gradient(100deg,rgba(8,20,44,.93) 0%,rgba(14,38,79,.88) 45%,rgba(9,53,116,.72) 100%),url(/assets/img/hero-bg.webp) center 30%/cover no-repeat;color:#fff;position:relative;overflow:hidden}
.hero:after{content:"";position:absolute;right:-140px;top:-120px;width:560px;height:560px;border-radius:50%;background:radial-gradient(circle,rgba(56,161,255,.28),transparent 65%)}
.hero .container{position:relative;z-index:2;display:grid;grid-template-columns:1.25fr .85fr;gap:44px;padding-top:56px;padding-bottom:60px;align-items:start}
.hero h1{color:#fff}
.hero h1 .aq{color:var(--water)}
.hero .sub{font-size:1.15rem;color:#D8E6F8;max-width:640px;margin:14px 0 18px}
.payline{display:inline-block;background:var(--gold);color:var(--navy);font-family:'Barlow Condensed',sans-serif;font-weight:800;font-style:italic;text-transform:uppercase;font-size:1.25rem;letter-spacing:.6px;padding:8px 18px;border-radius:8px;transform:skewX(-6deg);margin-bottom:16px}
.checks{list-style:none;margin:0 0 22px;display:grid;grid-template-columns:1fr 1fr;gap:9px 22px}
.checks li{display:flex;gap:9px;align-items:flex-start;font-weight:600;color:var(--ink);margin:0}
.hero .checks li{color:#EAF2FC}
.checks .ck{color:var(--blue);font-weight:800}
.hero .checks .ck{color:var(--water)}
.trustline{margin-top:18px;font-family:'Barlow Condensed',sans-serif;text-transform:uppercase;letter-spacing:1.2px;color:#9DC4EF;font-size:1rem}
/* forms */
.formcard{background:#fff;border-radius:var(--r);box-shadow:0 18px 44px rgba(3,15,40,.35);padding:26px;color:var(--ink)}
.formcard h3{font-size:1.5rem;font-style:italic}
.formcard .fsub{font-size:.95rem;color:#5A6A82;margin-bottom:14px}
.f-row{margin-bottom:11px}
input,select,textarea{width:100%;padding:12px 13px;border:1.5px solid var(--line);border-radius:9px;font:inherit;background:#FBFCFE}
input:focus,select:focus,textarea:focus{outline:2px solid var(--blue-2);border-color:var(--blue-2)}
.f-note{font-size:.83rem;color:#7A8699;margin-top:9px}
.f-thanks{display:none;text-align:center;padding:26px 8px}
.f-thanks .big{font-size:2.4rem}
img.ph-img{border-radius:14px;box-shadow:var(--shadow);display:block;margin:6px 0 22px}
img.infog{border:1px solid var(--line)}
.couponband{background:var(--mist);padding:50px 0}
.couponband .container{display:grid;grid-template-columns:1.05fr .95fr;gap:36px;align-items:center}
.couponband img{margin:0}
@media(max-width:960px){.couponband .container{grid-template-columns:1fr}}
/* sections */
section.pad{padding:58px 0}
section.alt{background:var(--mist)}
.kicker{font-family:'Barlow Condensed',sans-serif;color:var(--blue);font-weight:700;text-transform:uppercase;letter-spacing:2.5px;font-size:.95rem;margin-bottom:6px}
.lead{font-size:1.12rem;color:#43536B;max-width:820px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:26px}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:26px;margin-top:26px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:24px;box-shadow:0 4px 14px rgba(14,34,68,.05);transition:transform .15s,box-shadow .15s}
.card:hover{transform:translateY(-3px);box-shadow:var(--shadow)}
.card .ic-wrap{width:52px;height:52px;border-radius:12px;background:linear-gradient(135deg,var(--blue),var(--blue-2));display:flex;align-items:center;justify-content:center;color:#fff;font-size:1.5rem;margin-bottom:14px}
.card p{font-size:.98rem;color:#4C5C74;margin-bottom:10px}
.card a.more{font-weight:700;font-size:.95rem}
.iconrow{display:flex;gap:10px;align-items:flex-start;margin-bottom:12px}
/* steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:26px;counter-reset:st}
.step{background:#fff;border-radius:var(--r);border-top:5px solid var(--blue-2);padding:22px;box-shadow:0 4px 14px rgba(14,34,68,.06)}
.step:before{counter-increment:st;content:counter(st,decimal-leading-zero);font-family:'Barlow Condensed',sans-serif;font-weight:800;font-style:italic;font-size:2rem;color:var(--water);display:block}
/* cta band */
.ctaband{background:linear-gradient(120deg,var(--blue) 0%,var(--blue-2) 70%);color:#fff;padding:44px 0}
.ctaband .container{display:flex;align-items:center;justify-content:space-between;gap:26px;flex-wrap:wrap}
.ctaband h2{color:#fff;margin:0}
.ctaband p{margin:6px 0 0;color:#DCEBFF}
.ctaband .btn{background:#fff;color:var(--blue);box-shadow:0 8px 20px rgba(0,0,0,.22)}
/* faq */
.faq{margin-top:22px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:11px;overflow:hidden}
.faq summary{cursor:pointer;padding:16px 20px;font-weight:700;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:14px}
.faq summary:after{content:"+";color:var(--blue);font-weight:800;font-size:1.3rem;line-height:1}
.faq details[open] summary:after{content:"–"}
.faq .a{padding:0 20px 18px;color:#4C5C74}
/* tables */
table{width:100%;border-collapse:collapse;margin:20px 0;background:#fff;border-radius:12px;overflow:hidden;box-shadow:0 4px 14px rgba(14,34,68,.06)}
th{background:var(--navy);color:#fff;font-family:'Barlow Condensed',sans-serif;text-transform:uppercase;letter-spacing:.8px;padding:13px 16px;text-align:left;font-size:1rem}
td{padding:12px 16px;border-bottom:1px solid var(--line);font-size:.98rem}
tr:last-child td{border-bottom:none}
/* warning callout */
.warnbox{display:flex;gap:14px;align-items:flex-start;background:#FFF7E6;border:1.5px solid #F2C94C;border-left:6px solid var(--gold);border-radius:12px;padding:18px 20px;margin:6px 0 22px}
.warnbox .wic{font-size:1.5rem;line-height:1}
.warnbox p{margin:0;font-size:.99rem;color:#4A3B12}
.warnbox strong{color:var(--navy)}
.warnbox a{font-weight:800;color:var(--blue);white-space:nowrap}
/* breadcrumbs */
.crumbs{font-size:.88rem;color:#7A8699;padding:14px 0 0}
.crumbs a{color:#5A6A82}
/* page hero */
.phero{background:linear-gradient(115deg,var(--navy),#123061 60%,#0B4FA8);color:#fff;padding:40px 0 46px}
.phero h1{color:#fff;margin:6px 0 10px}
.phero .lead{color:#D8E6F8}
.phero .crumbs,.phero .crumbs a{color:#9DC4EF}
.phero .payline{margin:14px 0 0}
/* article layout */
.split{display:grid;grid-template-columns:1fr 340px;gap:38px;align-items:start;margin-top:34px}
.side .card{margin-bottom:18px}
.side .call-card{background:var(--navy);color:#fff;border:none;text-align:center}
.side .call-card h3{color:#fff}
.side .call-card .ph{font-family:'Barlow Condensed',sans-serif;font-size:2rem;font-weight:800;font-style:italic;color:var(--water);display:block;margin:6px 0 10px}
.side ul.linklist{list-style:none;margin:0}
.side ul.linklist li{border-bottom:1px solid var(--line);margin:0}
.side ul.linklist li:last-child{border-bottom:none}
.side ul.linklist a{display:block;padding:9px 2px;font-weight:600;font-size:.96rem}
.prose h2{margin-top:34px}
.prose ul{color:#3D4D66}
/* chips (city links) */
.chips{display:flex;flex-wrap:wrap;gap:9px;margin-top:18px}
.chips a{background:#fff;border:1.5px solid var(--line);border-radius:999px;padding:7px 15px;font-size:.92rem;font-weight:600;color:var(--navy)}
.chips a:hover{border-color:var(--blue-2);color:var(--blue);text-decoration:none}
.alt .chips a{background:#fff}
/* map */
.mapwrap{border-radius:var(--r);overflow:hidden;box-shadow:var(--shadow);border:1px solid var(--line);margin-top:22px}
.mapwrap iframe{display:block;width:100%;height:380px;border:0}
/* reviews */
.rev{background:#fff;border:1px solid var(--line);border-left:5px solid var(--gold);border-radius:12px;padding:22px}
.rev .stars{color:var(--gold);letter-spacing:2px;font-size:1.05rem}
.rev p{font-size:.98rem;color:#3D4D66;margin:10px 0 8px}
.rev .who{font-weight:700;color:var(--navy);font-size:.93rem}
/* footer */
footer{background:var(--navy);color:#B9C8DE;margin-top:70px}
.f-top{display:grid;grid-template-columns:1.2fr 1fr 1fr 1.2fr;gap:34px;padding:52px 0 38px}
footer h4{font-family:'Barlow Condensed',sans-serif;color:#fff;text-transform:uppercase;letter-spacing:1.2px;font-size:1.15rem;margin-bottom:14px}
footer ul{list-style:none;margin:0}
footer li{margin:0 0 8px}
footer a{color:#B9C8DE;font-size:.95rem}
footer a:hover{color:var(--water)}
.f-logo-card{background:#fff;border-radius:12px;padding:14px 16px;display:inline-block;margin-bottom:16px}
.f-logo-card img{height:64px;width:auto;display:block}
.f-bottom{border-top:1px solid #24406E;padding:18px 0;font-size:.87rem;display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;color:#8FA2BF}
footer .ph{color:#fff;font-weight:700}
/* popup */
.popup-ov{display:none;position:fixed;inset:0;background:rgba(7,17,38,.72);z-index:999;align-items:center;justify-content:center;padding:18px}
.popup-ov.show{display:flex}
.popup{background:#fff;border-radius:16px;max-width:440px;width:100%;padding:30px;position:relative;box-shadow:0 30px 70px rgba(0,0,0,.4);animation:pop .25s ease}
@keyframes pop{from{transform:scale(.94);opacity:0}to{transform:scale(1);opacity:1}}
.popup .x{position:absolute;top:10px;right:14px;background:none;border:none;font-size:1.7rem;color:#8FA2BF;cursor:pointer;line-height:1}
.popup .pk{font-family:'Barlow Condensed',sans-serif;font-style:italic;font-weight:800;text-transform:uppercase;color:var(--blue);letter-spacing:1px}
.popup h3{font-size:1.6rem;font-style:italic;margin:4px 0 6px}
.popup .psub{font-size:.95rem;color:#5A6A82;margin-bottom:14px}
/* responsive */
@media(max-width:960px){
 .hero .container{grid-template-columns:1fr}
 .grid3{grid-template-columns:1fr 1fr}
 .steps{grid-template-columns:1fr 1fr}
 .split{grid-template-columns:1fr}
 .f-top{grid-template-columns:1fr 1fr}
 .nav{padding:10px 16px;align-items:center}
 .logo{padding-left:2px}
 .navtoggle{margin-right:2px}
 nav.main{display:none;width:100%}
 nav.main.open{display:block}
 nav.main ul{flex-direction:column;align-items:stretch;gap:0;padding:8px 0}
 nav.main li>ul{display:block;position:static;border:none;box-shadow:none;padding:0 0 0 16px}
 .navtoggle{display:block}
 .nav{flex-wrap:wrap}
}
@media(max-width:600px){
 body{font-size:16px}
 .grid3,.grid2,.steps{grid-template-columns:1fr}
 .checks{grid-template-columns:1fr}
 .logo img{height:70px}
 .f-top{grid-template-columns:1fr}
 .ctaband .container{flex-direction:column;align-items:flex-start}
 .mapwrap iframe{height:300px}
 h1{font-size:2rem}
}